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During this century, technology has its top place since people always try to seek for better technology support for their lives. Technology has been used to make the life of people become simpler and easier. Time, money and efforts have been devoted to invent new and higher level of technology. This technology enables people to do lots of outstanding achievement such as flying to the moon and discovering new star on the sky. However, there are two different opinions about technology. One side says that technology is the best tool to create simpler and easier lives while another side says that technology is harmful for the environment. In fact, those two different opinions are just to be true. Technology can be helpful but harmful at the other side.As an answer of these two different opinions, there is a huge need of green technology or environmental technology. Green technology here means technology which is able to conserve natural environment and resources. Green technology makes people’s lives simpler and easier without providing harmful effect to the people and their surrounding environment. Green technology helps to reduce the effect of prior technology that has made the environment damaged or destructed. This technology repairs the damaged part of nature. Green technology also helps people to maintain and preserve the environment such as purifying water needed in rural areas. Moreover, green technology is also meaningful to absorb the chemical toxic in the air which results in better air for people.Knowing the facts that green technology is very helpful for people’s life, individuals and companies have sought many ways to use this technology wisely. The problem about energy which is limited has always become the problem of every person in every year. Therefore, people now think that green technology [http://www.letmegreen.com/category/green-office] will help people reducing the consumption of energy itself so that they can be economical on energy consumption. Most companies seek for this kind of technology in order to minimize the budget spent for technology and also to provide better working environment for the workers. This will help the company a lot to be sustainable in this global financial crisis. That is why the companies and individuals try to find best application that can reduce the energy consumption. The use of green technology is believed as the best and only way to overcome energy crisis lately. It is also provides simpler application. Now, it is your own choice whether you want to take the complex and difficult technology or green technology which is proven to be less energy consumption.

The sale of SEO is definitely applicable to everyone who needs it. Why not? You’re an SEO provider and it’s your obligation to present your business to those who need it. However, with the ubiquitous presence of businesses and websites online, knowing who to call first is a problem for many SEO sellers.My company targets the following prospects:Local businesses. There’s no doubt that there are still thousands of local businesses that need SEO. Start with the small businesses around you. Look for businesses such as fruit shake kiosks, ice cream stands, and tattoo shops. These have a lot to gain from SEO.New sites. These sites are often hard to find yet easy to win over. Finding new websites can be difficult. One way of finding such sites is by going to Google’s last search results pages, or by literally looking over each results page. Some SEO companies have a special ‘search and encoding’ team that looks for new websites through Google Maps. Although these new sites are vulnerable because of their hunger for search engine attention and success, some of them don’t include SEO in their promotion methods. In such cases, you need to use your SEO expertise and marketing skills to convince them.Previous victims of fake SEO companies. Looking for business owners who’ve had experiences with fake SEO companies isn’t that hard. Convincing them to give the method another try is the tough part. These business owners need proof, evidence, and testimonies of your services’ legitimacy.Popular brands with poor online presence. Many say that popular brands do not need SEO. That is absolutely true. However, popular brands that struggle through regular marketing and advertising methods may benefit from SEO. Actually, majority of most brands today use SEO as a marketing strategy.Mobile SEO. There is a high demand for mobile websites today. With the increasing popularity of smartphones, targeting businesses that need mobile versions of their sites is a good move.Related SEO sites. Selling SEO to other SEO companies isn’t illegal. In fact, many SEO companies entrust their own websites to other companies. Some of them say that they need to focus on optimizing their clients’ websites and that it would be time-consuming to optimize their own sites, while others say that they want to separate their own SEO from their main job. I think this is quite reasonable. My company handled SEO campaigns for 10 SEO companies several years ago, and some of them are still my partners!Celebrity websites. Convincing busy celebrities to have their sites optimized is difficult. Even encouraging their assistants and managers is considered as hard labor. However, targeting celebrities as potential clients is a clever act. Target the rising stars, or those who have clothing lines, music labels, and other businesses. I have a friend who has a pool of SEO Resellers  that focus on managing SEO for celebrities’ websites.

When it comes to flats and blocks of flats insurance, the issue of terrorism insurance has long been one of the most controversial. To date there have been two significant milestones which have affected the way the insurance industry provides terrorism insurance for flats and blocks of flats and these have made it a complicated area to deal in.To clarify the situation I’ve written ‘Flats and Blocks of Flats Terrorism Insurance: A History’ to outline these milestones, examine their significance and the changes in perception of risk that brought them about.The Formation of Pool Re and Pool Re CoverIn March 1993 a bomb exploded at St Mary Axe in the City of London causing major damage to property. As a direct result of this re-insurers decided that the threat of terrorism was too great and withdrew terrorism insurance cover from the re-insurance market. In doing so they effectively declared a terrorist event as being uninsurable because the magnitude was too great and such an event presented what is known as a ‘Fundamental Risk’. In other words, the cost of paying a claim could be so great that no one insurer, or re-insurer, was financially capable of doing so. This obviously presented a problem to blocks of flats owners and other freeholders who wanted insurance protection in the event of a terrorist incident. If a terrorism insurance solution was to be provided, however, it needed to be done so by someone with financial resources far greater than any existing insurer or re-insurer. Enter Her Majesty’s Government.Pool Re Cover In March 1994, Pool Reinsurance Company Ltd (Pool Re as it is commonly known) was formed as a specific, government-backed provider of property terrorism insurance in the UK. By having government backing Pool Re had the financial capacity to offer terrorism cover and enabled UK insurers to continue to provide this cover to its property clients. Under the so called “Heads of Cover Agreement” insurers automatically offered insurance cover up to £100,000 for commercial properties and £2,500,000 for residential properties. Additional insurance cover could be purchased for fire and explosion (the then perceived causes of damage by terrorist activity) for a small additional premium. This was a change that went largely unnoticed by flat owners because it only affected larger blocks of flats and, even then, the premiums were still relatively small.Changes to Terrorism Insurance in 2003In 2002 a number of large property freeholders with significant portfolios of both commercial and residential property were becoming increasingly nervous about a perceived change in the terrorism threat. Their concern was that a so called “dirty bomb”, I.e. one that distributed airborne contamination, which presented an enormous threat as it could cause an area of contamination so great that entire blocks of flats might be affected and fail financially as a result. In response to this threat, The Association of British Insurers lobbied the government and it was finally agreed that the scope of re-insurance provided by Pool Re would be expanded to cover this threat.With effect from 1st January 2003 the whole mechanism and basis of flats insurance cover changed, with all new or renewing policies for commercial customers excluding terrorism; the option being provided to buy it back on a full all risks basis that included nuclear, biological and radiological means. This effectively provided an insurance mechanism to protect the failure of the freehold system as a result of terrorist activities.This change, unlike the one in 1994, was enormously significant for flats insurance and flat owners. It impacted them financially as the new cover came at considerable cost and, because it applied to all commercial customers, effectively meant the buildings insurance of almost all blocks of flats.The insurance industry treats blocks of flats as commercial customers because the lease mechanism identifies them as a separate entity making the freeholder either a company, unincorporated association or a sole trader. And, as ever in freehold matters, this presented a new challenge in interpreting leases. In essence, any lease that required insurance against “comprehensive” or “normally available perils” could probably only now be discharged by including the new terrorism insurance extension. Most prudent freeholders accepted the interpretation that the new all risks cover from Pool Re was available in the block of flats insurance market and a comprehensive cover. This has recently been clarified, or at least in part, by the Upper Tribunal Lands Chamber determination Qdime Ltd v Bath Road (Swindon)Many blocks of flats though have elected not to include the terrorism insurance extension; however, in light of the Qdime determination, this may be something they should re-visit. Often the decision not to take out a terrorism insurance extension for a block of flats has been made around the emotive argument that the block is not at risk and this is possibly because the risk of airborne contamination is not fully understood. Your street may be safe, but what of the ones upwind? And how can you tell?!Do Flats and Blocks of Flats need Terrorism Insurance?The decision as to whether you need terrorism insurance for your flats or block of flats should now be a fairly simple one: ‘Do I require terrorism insurance cover to discharge the insurance requirements of the lease?’ It would appear that the answer for most blocks of flats is yes, which in turn means, yes, you need terrorism insurance for your flats or block of flats.